Insurance death, permanent total disability, an accident (TH.A.M.A.)
This additional insurance covers the insured for death or permanent disability due to accident.
On the death of the insured paying off capital. Should a loss of limb use are limited his abilities, compensation is calculated as a percentage of the insured capital in accordance with the relevant table in contract.
In case of accident by vehicle insured funds doubled.
Personal Accident Insurance (PA)
The additional insurance offers the insured, coverage of death and permanent disability due to accident and:
- Daily Allowances for Temporary Total Disability and paid for a time (a maximum of 2 years) that the insured can not be practicing.
- Iatrofarmakeftikes cover costs and expenses from 5% to 10% of the insured capital depending on the insurance coverage.
Insurance Permanent Total Disability (PTD insurance)
The additional insurance covers the insured shall indemnify and if for any reason before 65 years of age, has become permanently and totally disabled to practice exercised or comparable qualifications.
The payment of the insured capital is three (3) annual installments as follows:
- 30% at the date of recognition of the inability of the Company
- 30% one (1) year after the date of first installment
- 40% one (1) year after the date of payment of second installment
Waiver of Premium (ATP because PTD insurance)
With the additional insurance, the Company exempts the Party (which should be the same person as the insured) from the requirement to be paying the premiums of Life Insurance and Supplemental Insurance for as long as the insured is permanently totally disabled.
Loss of income
The provision is intended to replace the lost income of the insured due to accident or illness remains temporarily totally disabled and can not exercise his profession.
The agreed compensation shall be paid as long as the inability to a maximum of two years.
The compensation paid to people who suffer real income loss
The Insured may elect the compensation shall be paid by him the next day in case of accident or after 8 days in case of illness.
